Insurance looks at your roof by slope, or the left, right, front and back roof elevations. After a hail storm and before assessing damage and writing you a repair or replacement check, the insurance field adjuster will mark hail on each elevation to determine if that elevation has enough significant damage to require full replacement. Other factors to consider for full replacement is access to damaged slopes, how much roof SF would need replacing if damaged roof installed attic vents and valley metal need replacing in addition to and potential foot traffic required for repair areas that would lessen the life of your roof if not considered for replacement in the initial assessment.
When Replacing & Installing Roofs In Billings Montana Area
What Should be the Expectation When Hiring a Window Contractor
We oversee basic window repair to whole house window demo & installation, including vinyl, metal & wood casement designs.
20-50 years depending on the choice of shingle material and exposure to elements.
Most common roofing shingles are made of a black tar based composition and are designed to imitate wood shake shingles. These are referred to as shake like composition shingles. Thickness and weight directly affect lifespan.
Synthetic composition shingles are newer to the market and provide benefits of a more flexible substrate, leading to better exterior granular retention and impact resistance to hail.
Wood, granulated steel, concrete or designer clay tiles are also available and depending on the neighborhood can add to the overall value of your home. Ask your realtor if one of these new roofs can benefit you and your home value at resale.
Roof shingle design and material significantly affect cost. Composition shingles rated with a 30-year lifespan tend to be the most common and cost-effective choice. Composition impact resistant shingles follow. Premium Synthetic impact resistant roofing material, and Presidential composite shake like roofs are typically followed by granulated steel, wood shake and tile roofs in cost and value.
Residential wight 3200SF (32SQ) typically takes 1-2days for tear off and complete installation. The current code does not allow for the installation of new roofing material over an existing layer. In Billings IWS (Ice & Water Sheild) is required by code 24″ above any heated load bearing wall. Soffits extending over 12″ in depth require double roll IWS. Drip edge should be installed appropriately on both the eves and rakes (the entire roof perimeter).
Existing replacement and new construction require appropriate water barrier before installation of roofing shingles. This is to include IWS to code. Your contractor should be aware of MFG guidelines and what is considered a nailable surface. In existing construction space decking must show no gaps greater than 1/4″ or re-deck will be required for composition shingle installation.
Most insurance carriers provide annual discount to your premium with proof of installation of a class three or class four resistant shingle. Ask your agent what saving my be available for you.
BSC offers a five-year installation warranty on all high slope roof applications and a two-year service warranty on low slope work. Please see our work agreement for details and exclusions. MFG warranty varies by MFG and design.
2148 Walter RD.
Billings, MT 59105
Why We Are A Preferred Provider
- INSURANCE ADJUSTER BACKGROUND
- NO OUT OF POCKET EXPENSE HOME ESTIMATION
- WE WORK YEAR ROUND
- LOCAL CONTRACTOR FOR THE STATE OF MONTANA
- LICENSE AND INSURED
Gutters & Downspouts